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Michael Minervini

Cell: (732) 688-4922
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Professional & Preferred Affiliates


Mortgage Lending Institutions:

* Bond Street Mortgage, LLC
     Michael LiPari, Vice President
     95 Route 17 South
     Suite 302
     Paramus, NJ 07652
     Cellular:  973-809-2331

* Jersey Mortgage Company
     Scott Simpson, Assistant Vice President
     38 Taylor Ave. Suite 2A
     Manasquan, NJ 08736
     Cellular:  732-236-6310
     Office:    800-622-4242 x 7414
     I have been an Asst. Vice President with Jersey Mortgage Company for 15 years.  We are licensed mortgage bankers.       We are direct lenders who underwrite, fund and close our loans and are also directly endorsed by the FHA and VA.  I am the direct contact for the Monmouth County Grant Program as well as the NJ State 1st Time Buyer Program.

Insurance Institutions:

* HTK Insurance
      Jackie Sackmeister
      Phone:  732-673-7781

* Liberty Mutual
      Joseph Siriano
      Office Phone: 732-308-3868 x 50983
      Cell Phone: 908-670-9125
      Home, Auto and Life Insurance

* Leigh Agency
     Roberta Fallon, Vice President and Co-Owner
     Office:  732-780-8338
     Fax:     732-303-8152
     "Roberta has been in insurance since 1992. She serves on the board of directors of the Independent Insurance Agents of Monmouth County. Roberta is licensed for property/casualty, life and health."

* State Farm Insurance
      Camille Kiste CPCU, Agent
      178 State Route 35 South
      Eatontown, NJ 07724
      Phone:  732-544-4900
      Fax:    732-544-4920

Real Estate Attorney's:

* Falcon Law Firm
     Patrick L. Falcon, Esq.
     714 West Park Avenue
     Oakhurst, NJ 07755
     Phone:  732-660-1200
     Fax:      732-660-1333

Mr. Falcon is a graduate of Rider College where he received his Bachelor of
Science in Accounting and graduated #1 from the School of Business.  He received
his Juris Doctor from Brooklyn Law School in 1993.  Mr. Falcon is admitted to
both the New Jersey and New York Bars.  He is also fluent in Spanish.

* Cleary, Alfieri, Jones and Hoyle
     Salvatore (Sal) Alfieri
     5 Ravine Drive
     Matawan, NJ 07747
     Phone:  732-583-7474
     Fax:    732-290-0753

Salvatore Alfieri is a founding Partner in the Law Firm of Cleary, Alfieri,
Jones and Hoyle, Esqs. He was admitted to the Bar in 1983 to practice law in
New Jersey and New York. He specializes in all matters concerning real estate
with an extensive background in the purchase and sale of real property, both
residential and commercial. Sal's clientele is notably diverse ranging from
individual(s)to mortgage companies, banks and developers. He has conducted real
estate transactions throughout the State of New Jersey.

* George Cretella
     20 Cambridge Drive, Suite C
     Matawan, NJ 07747
     Phone:  732-290-7600
     Fax:    732-290-7744

Home Inspection/Termite Companies:
* C.M. Burrows Inc. Enterprises
     Home Inspections * Energy Inspections * BuildingConsultants
     Family Owned and Operated
     Serving the Tri-State Area for over 10 Years
     Licensed Home Inspector: Christopher Burrows
     Home Inspector License Number: 24GI00050200
     Phone: 1-866-BURROWS (287-7697)

* J S Home Inspections- Home Inspections by a licensed builder as well as a licensed home inspector.
     Jeffrey Secord
     New Jersey License:   24G100110700
     Radon Measurement License:  MET 12927
     Phone: 732-995-9989
     web site:

* Accredited Home Inspections
     William Vizzi
     New Jersey License:   24GI00067400
     Radon Measurement License:  MET12200
     Commercial Pesticide License:  29629B
     P.O. Box 765
     Holmdel, NJ 07733
     Phone: 732-888-1800
     Fax:   732-888-1802
     web site:

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